Veteran-Owned & SDVOSB Certified  |  No Sales Tax — Excludes NY  |  HSA/FSA & FLEX Accepted

Financing & Payment Options

Financing & Payment Options

We know that mobility and independent-living equipment is an important purchase – and sometimes a big one. That's why we make it easy to pay in the way that works best for you and your family. From flexible monthly payments to HSA/FSA cards and itemized receipts for insurance reimbursement, here are all the ways you can pay at Independent Living Superstore.

Buy Now, Pay Over Time

If you'd rather spread the cost into smaller payments, you can. We partner with trusted third-party providers to offer interest-free or low-interest financing at checkout – so you can get the equipment you need now and pay for it over time.

  • Shop Pay Installments – split your purchase into easy, scheduled payments. Choose it as your payment method at checkout to see the plans you qualify for.
  • PayPal Pay Later – pay in installments using your PayPal account. Select PayPal at checkout and choose the Pay Later option to see what's available.

Financing is provided by these third-party companies, and the exact terms, rates, and eligibility are decided by them at checkout. You'll always see the details – including any interest and your payment schedule – before you agree to anything.

How to Use Financing at Checkout

  1. Add your items to the cart and head to checkout as usual.
  2. Choose Shop Pay (for Shop Pay Installments) or PayPal (for PayPal Pay Later) as your payment method.
  3. Follow the on-screen steps to see the payment plans you're eligible for.
  4. Review the terms, pick the plan that suits you, and complete your order.

HSA & FSA Cards

Many of our products are HSA/FSA eligible. You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) card at checkout just like a regular credit or debit card. If your plan administrator needs paperwork, we're happy to provide an itemized invoice for your records – just ask. If you're not sure whether a specific item qualifies, contact your plan administrator before you buy.

Insurance & Reimbursement

Independent Living Superstore sells direct and does not bill Medicare, Medicaid, or private insurance. Many of our customers purchase eligible products out of pocket and then submit their receipts to their insurer for potential reimbursement. If you plan to do this, we're glad to provide an itemized receipt for your provider – just reach out. We always recommend checking with your insurance company to confirm coverage for an item before you purchase.

Ways to Pay

We accept a wide range of secure payment methods at checkout:

  • Visa, Mastercard, American Express, Discover, and Diners Club
  • PayPal (and PayPal Pay Later)
  • Shop Pay (and Shop Pay Installments)
  • Apple Pay and Google Pay
  • HSA and FSA cards (for eligible products)

Questions? We're Here to Help

If you have any questions about financing, HSA/FSA payments, or getting an itemized receipt for reimbursement, please reach out – we're always glad to help you find the easiest way to pay.

Email: support@independentlivingsuperstore.com
Phone: (844) 795-2930

Financing options are provided by third-party companies (such as Shop Pay Installments and PayPal Pay Later) and are subject to their approval, eligibility requirements, and terms. Rates, payment schedules, and availability are determined by the provider and shown at checkout before you complete your purchase. Independent Living Superstore does not provide financial advice; please review each provider's terms and consult your plan administrator or insurer with questions about HSA/FSA eligibility or insurance reimbursement.